Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company's platform aggregates consumer demand for loans and connects it to its network of AI-enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. The company was founded in 2012 and is headquartered in San Mateo, California.

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company's platform aggregates consumer demand for loans and connects it to its network of AI-enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. The company was founded in 2012 and is headquartered in San Mateo, California.